Services

Independent Advisory with German Regulatory Framework

Boiko Wealth Management GmbH is registered under §§ 34c, 34f and 34i GewO. We work product and bank independently, cooperate with licensed partners and document all recommendations in accordance with regulatory requirements.

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§34f GewO

Wealth Building & Capital Investments

Independent capital market concepts focusing on individual risk/return profiles, access to approved funds, ETF architectures and private markets via licensed platforms.

Strategic asset allocation and portfolio rebalancing
Risk profiling according to MiFID II and ESG preferences
Analysis of existing investments and cost structures
Access to partner banks and asset management companies

Financial Planning

Retirement Planning & Family Office Services

Comprehensive planning concepts for individuals, entrepreneurs and expats. Scenario models for retirement, succession and individual liquidity planning.

Pension gap analysis and tax-optimized pension components
Professional pension funds, occupational pension schemes, private pension contracts
Family governance, education and reporting
Coordination with tax and legal advisor network

§34i & §34c GewO

Real Estate Financing & Loans

Structuring of residential and commercial real estate financing in Germany and EU, including cross-border regulations for expats.

Financing selection with local and international banks
Forward loans, refinancing, debt restructuring
Subsidy advice (KfW, L-Bank etc.)
Hedging of exchange rate and interest rate risks

Corporate Clients

Corporate & Expat Advisory

Support for founders, SMEs and expat families in financing questions, liquidity management and relocation topics.

Corporate financing & working capital solutions
Relocation & banking setups for expats
Protection of operational and asset risks
Digital tools for budgeting and reporting